Thank you for visiting today. If this is your first visit, take your time and look around. I have plenty of information and resources available to you. If you are a return visitor, thank you. I would love to hear from you and tell you how I can serve all your real estate needs.
By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money.
It is still true that the better qualifications you have, the lower your interest rate will be. However, there are mortgages available for almost everyone; it's the interest rates or the down payments that vary.
Before speaking with a lender, know what monthly dollar amount you feel comfortable committing to. Then when you discuss mortgage pre-approval with your lender, it is easier for you to determine the monthly amount and what value of home the monthly amount translates into. Do not put yourself in the position where you will be paying more each month than you intended simply because the dream home requires it.
Do your research on the types of mortgages available to you and find the one that best suits your needs. There are a number of considerations to be made in terms of finding the best mortgage for each individual:
What type of market are you in? Are the interest rates falling or rising?
Do you want a fixed mortgage rate, where you will always know what your payment is going to be?
What are your long-term goals? Do you intend to resell the property? Do you only need the mortgage for a short time?
"With Jennifer, you are putting your real estate transaction on autopilot, Calling somone else is just a waste of your time, and money."Tim Petzold
“Jennifer provided excellent service as a real estate agent. When I first met her, I gave her a long list of minimum requirements for the house that I wanted. On our first day visiting houses, it was the very first house that ended up being the house that I chose, although all seven that we looked at met all my requirements. Jennifer did a tremendous job throughout the entire process and I will definitely work with her again on my next home purchase.”Richard Wood
"Jennifer is a fantastic real estate agent in Austin, Texas. I have used her services several times and she has always worked with the highest integrity, as well as my best interests. I recommend her to list your home!”Kathleen Evans
"As a licensed Broker, I concentrate on building homes and managing my portfolio. We hired Jennifer to list our personal luxury home and she sold it in less than 24 hours."Steve Spada, Broker